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Showing posts with label phone calls. Show all posts
Showing posts with label phone calls. Show all posts

Sunday, October 6, 2013

Phone calls

Hey, hi, and crazy goes it.

So I made a couple of phone calls Tuesday. One to my Psychiatrist to talk about ECT (I had to leave a message of course) and the other to talk to a bankruptcy lawyer. The lawyer and I have been playing phone tag for a few weeks now. I didn't actually expect her to answer so when she did, my already present anxiety shot through the roof.
You'd think I'd actually be prepared to talk to a person when I make a phone call huh?!
Yeah...that would be too easy.
So this lawyer, that I get a good feeling from, said that we're very good candidates for Chapter 7 bankruptcy. And from what she says, it'll better our credit, especially the hubby's, almost immediately. Granted, there will still be a bankruptcy on there, but the debt to income ratio will be better. So that's good.
Course, since it's me, I have to make it difficult. I know it's a good idea and will be beneficial as we have a bunch of medical debt that we're unable to pay (yes, it's all mine). But I also know that we're going to be incurring more in the not so distant future. My pacemaker is 8 years old and due for a replacement more than likely within the next 6 months. Maybe 8. As well as the costs of the not-so-cheap ECT if it turns out I'm a candidate for it. So yeah, it'll help us out 6 months from now (when we finish paying the lawyer's fee) but then where are we at afterward and we're still accruing more debt?
I don't know.
Yeah, yeah, I know. Don't worry about things that haven't even happened yet. Don't stress out over the future. Don't invite more pain/stress/anxiety into your life than is already present.
I know all that stuff.
I still have to think about the future though. I have to have these things in mind when making major life changing decisions. We have kids effected here...
Anyway.
Those were my fun and exciting, oh-my-god-I-have-to-take-a-pill-cuz-I'm-freaking-out, events on Tuesday.
What'd you do last Tuesday??  ;)